Cross State Funding Corporation
I wanted to let you know how refreshing it was dealing with Cross State. Everyone I talked with was so helpful. If you weren't in someone was always there with an answer. I always felt validated. After dealing with banks, it was such a pleasant experience. To be honest we kept wondering if a shoe was going to drop but it never happened. Most of all we appreciated feeling like we were people that you wanted to help not just get our business.
We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.
5 Factors To Consider Before You Apply For A Mortgage
  1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
  2. In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
  3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
  4. Should you refinance? Ask for our free detailed analysis.
  5. Don't know which loan to pick? We will do a side by side comparison for you. Free.

need help?
(716) 691-7000
loan amt.
Rate Pnts APR Pmnt
Conforming 15 Year Fixed
3.500% 0.125 3.518% $0
Conforming 30 Year Fixed
4.250% 0.0 4.250% $0
Alt A program
rate not available
In The News...
The big news today was the Labor Department's monthly employment report where it was reported that employers shed 54,000 jobs lost in August, which was lower than the -120,000 expected. In addition, July was revised to -54,000 from -131,000....
 

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Cross State Funding Corporation
416 Oliver Street
North Tonawanda, NY 14120
Phone (716) 691-7000
Fax (716) 691-3593

State Licensing Information
Equal Housing Lender
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