Cross State Funding Corporation
I just wanted to send you a brief note relative to your company's level of service. In a word, it was GREAT. At this point I am pleased with the lower interest rate and payment amount as well as the new mortgage holder... I spoke with members of your staff during the process and they were always very professional and informative....not to mention friendly which also helps. You run a good organization that charges a fair price and takes care of all the paperwork and I do hope that you prosper in the future.
 
—Joseph from Hamburg, NY.
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We are your local home buying specialists and will find you the best loan at the best rate for your home financing needs and goals, every time.

Prequalification Is Critical
Getting pre-qualified for a loan is critical in today's real estate environment. By going through the loan process prior to signing a purchase contract on a home, you can eliminate all of the obstacles to borrowing without jeopardizing an actual purchase transaction. Once your loan is approved, your real loan closing will be quick and subject only to a satisfactory appraisal and title report on the home.

I Have A Property In Contract
I would like to Apply Online for a loan, or I would like to see some loan options.

I Am Still Looking For A Home
I would like to see some purchase strategies, get pre-qualified to give a letter to my Realtor® or a homeowner, or find more information about the financial process.
5 Factors To Consider Before You Apply For A Mortgage
  1. Does your lender offer you a lowest closing cost guarantee in writing? Ask about ours.
  2. In a hurry? We can close in as little as two weeks. Just say the word, and we’ll rush your application.
  3. Wondering where to start? Ask one of our loan professionals, we will take the mystery out of the process for you.
  4. Should you refinance? Ask for our free detailed analysis.
  5. Don't know which loan to pick? We will do a side by side comparison for you. Free.

need help?
loan amt.
Rate Pnts APR Pmnt
Conforming 15 Year Fixed
2.875% 0.125 2.893% $0
Conforming 30 Year Fixed
3.625% 0.0 3.625% $0
Alt A program
rate not available
In The News...
The Labor Department reported today that employers added 243,000 new jobs in January, well above the 155,000 that was expected signaling that the job market continues to rebound from depressed levels. For the months of November and December the figures...
 

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Cross State Funding Corporation
416 Oliver Street
North Tonawanda, NY 14120
Fax (716) 691-3593

State Licensing Information
Equal Housing Lender
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