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Cross State Funding Corporation
I just wanted to send you a brief note relative to your company's level of service. In a word, it was GREAT. At this point I am pleased with the lower interest rate and payment amount as well as the new mortgage holder... I spoke with members of your staff during the process and they were always very professional and informative....not to mention friendly which also helps. You run a good organization that charges a fair price and takes care of all the paperwork and I do hope that you prosper in the future.
 
—Joseph from Hamburg, NY.
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What is a Home Equity Line of Credit?

A Home Equity Line of Credit (HELOC) lets you borrow what you need, when you need it. You use cash from your home's equity at your convenience, and only pay for what you spend.
Equity line of credit vs. a credit line
The process

Add to your home, pay off other debts or whatever you wish!   


FREE Debt Analysis
At no charge; we'll help you determine whether a Home Equity Loan makes sense with your current financial needs and goals. As a homeowner, you might save as much as $1,000 or more every month by consolidating your personal and/or credit card debt into a Home Equity Line of Credit.


There's no obligation to apply and it only takes a few minutes to see if you qualify. Apply today.


We have all of the options for you. If you wish to consolidate debt, remodel your house, buy a car or pay off college expenses, etc; a Home Equity loan or line of credit is a viable option for you!

Home Equity Loans and Home Equity Lines of Credit
You can choose from a traditional loan or a line of credit, where you borrow only what you need. Find out the advantages and disadvantages of each and decide which would be best for you.


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loan amt.
Rate Pnts APR Pmnt
Conforming 15 Year Fixed
2.875% 0.125 2.893% $0
Conforming 30 Year Fixed
3.625% 0.0 3.625% $0
Alt A program
rate not available
In The News...
The Labor Department reported today that employers added 243,000 new jobs in January, well above the 155,000 that was expected signaling that the job market continues to rebound from depressed levels. For the months of November and December the figures...
 

PRIVACY|LEGAL|PATRIOT ACT

Cross State Funding Corporation
416 Oliver Street
North Tonawanda, NY 14120
Fax (716) 691-3593

State Licensing Information
Equal Housing Lender
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