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Cross State Funding Corporation
I wanted to let you know how refreshing it was dealing with Cross State. Everyone I talked with was so helpful. If you weren't in someone was always there with an answer. I always felt validated. After dealing with banks, it was such a pleasant experience. To be honest we kept wondering if a shoe was going to drop but it never happened. Most of all we appreciated feeling like we were people that you wanted to help not just get our business.
What is a Home Equity Line of Credit?

A Home Equity Line of Credit (HELOC) lets you borrow what you need, when you need it. You use cash from your home's equity at your convenience, and only pay for what you spend.
Equity line of credit vs. a credit line
The process

Add to your home, pay off other debts or whatever you wish!   


FREE Debt Analysis
At no charge; we'll help you determine whether a Home Equity Loan makes sense with your current financial needs and goals. As a homeowner, you might save as much as $1,000 or more every month by consolidating your personal and/or credit card debt into a Home Equity Line of Credit.


There's no obligation to apply and it only takes a few minutes to see if you qualify. Apply today.


We have all of the options for you. If you wish to consolidate debt, remodel your house, buy a car or pay off college expenses, etc; a Home Equity loan or line of credit is a viable option for you!

Home Equity Loans and Home Equity Lines of Credit
You can choose from a traditional loan or a line of credit, where you borrow only what you need. Find out the advantages and disadvantages of each and decide which would be best for you.


need help?
(716) 691-7000
loan amt.
Rate Pnts APR Pmnt
Conforming 15 Year Fixed
3.500% 0.125 3.518% $0
Conforming 30 Year Fixed
4.250% 0.0 4.250% $0
Alt A program
rate not available
In The News...
The big news today was the Labor Department's monthly employment report where it was reported that employers shed 54,000 jobs lost in August, which was lower than the -120,000 expected. In addition, July was revised to -54,000 from -131,000....
 

PRIVACY|LEGAL|PATRIOT ACT

Cross State Funding Corporation
416 Oliver Street
North Tonawanda, NY 14120
Phone (716) 691-7000
Fax (716) 691-3593

State Licensing Information
Equal Housing Lender
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