logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
    • Today's Rates
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Meet Our Team
  • About Us
    • About
    • Contact
  • Blog
  • Reviews
  • 716-984-6968
logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
  • Today's Rates
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • Meet Our Team
  • About Us
  • About
  • Contact
  • Blog
  • Reviews
  • 716-984-6968
logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
    • Today's Rates
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Meet Our Team
  • About Us
    • About
    • Contact
  • Blog
  • Reviews
  • APPLY NOW

Benefits of a New Construction vs Existing Home

Ready to dive into the housing market? There are plenty of choices - but between newly-built and preowned homes, which reigns supreme? One way to decide is by asking yourself: how custom do you want your living space be?

If modern layouts with open floor plans appeal to you (or if remote working has been on your mind lately), then new construction takes the cake. Not only can contractors build out a home office for that work-from-anywhere lifestyle, rooms in newer builds tend to be roomier than their resale counterparts.

So when it comes down to crunch time when choosing what kind of abode best suits you, remember these key points!

Benefits of a New Home

Customizable Floor Plan

Design your perfect home with a custom build! New construction homes already have contemporary designs featuring large bedrooms and bathrooms full of natural light - so if it's brightening up your space, look no further than newly built! With help from an experienced contractor, you can craft the exact layout that caters to both traditional and modern styles — plus any extra amenities like a work-from-home office or spacious rooms.

Personalization 

Not settling for builder grade may be the key to having your dream home! If you act fast and contact your builder early in construction, upgrading finishes can give that extra touch of personalization, making all the difference. It might come with a price tag, but it could be worth splurging if customizing makes it feel like "home."

Smart and Energy Efficient

Keep your utility bills in check with newer "smart" appliances, better insulation, and windows - the trifecta of energy efficiency! Button up your home to save yourself some cash on heating and cooling. Now that's smart living.

Low Maintenance

Living in a brand new home means you're one step ahead of the maintenance game. Enjoy long-term savings and predictability with appliances, HVAC system, and roof all running like clockwork - no surprise costs here!

Builder Warranty

Enjoy years of new home bliss with a warranty that keeps components spick-and-span. And in the unlikely event problems pop up, you'll be covered!

Flexible move-in

If you're looking for a new home but don't need to move in ASAP, consider buying one still under construction. You might just have the perfect opportunity - less competition and all the time needed to get 'er done! Plus, who doesn't love seeing their dream house come alive?

Benefits of an Existing Home

Move-in Ready

With a traditional move-in, you can expect to be able to pick up the keys and start settling in without any major delays. Unless you're upgrading your new home with some creative renovations, keep an eye out for potential surprises!

Established Neighborhood

Established neighborhoods offer an undeniable charm. Lush, towering trees and well-groomed landscapes transform the streetscape while adding a cozy touch to your neighbors' yards -- simply perfect for enjoying summer afternoons!

Classic Design Elements

Older homes are a treasure trove of charm and character - from priceless architectural details that you can't replicate, to their captivating stories that become yours when you move in. So if a home with history is on your list, don't let it pass by!

Fewer Design Decisions 

Instead of starting from scratch, you can give a fixer-upper the ultimate makeover. With an existing abode as your canvas, all it takes is some creative decisions and elbow grease to turn it into your dream home!


* Specific loan program availability and requirements may vary. Please get in touch with the mortgage advisor for more information.

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

Calculate Now

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do. 

Company NMLS: 98185
www.nmlsconsumeraccess.org

Contact Us

Cross State Funding Crop.
416 Oliver Street
North Tonawanda, NY 14120
Phone: 1 877 234 1898
kelly@crossstatefunding.com

Disclaimers

  • Legal
  • Privacy Policy
  • Accessibility Statement
  • Site Map
For Informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are sunject to change without notice. All loans are subject to credit approval.

Resources

  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
Equal Housing Lender logo

LenderHomePage Footer Logo Powered By LenderHomePage.com

Cross State Funding Corp. Accessibility Statement

General

Cross State Funding Corp. strives to ensure that its services are accessible to people with disabilities. Cross State Funding Corp. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Cross State Funding Corp. website

Cross State Funding Corp. makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows www.crossstatefunding.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Cross State Funding Corp. accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Cross State Funding Corp. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Cross State Funding Corp. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Cross State Funding Corp. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jesse@crossstatefunding.com