Speak with a Mortgage Banker 1 877 234 1898
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Welcome to Cross State Funding

Mortgages from Coast to Coast

Looking for a home loan in New York or California? Cross State Funding is a mortgage resource local to Buffalo, New York, but licensed in both New York and California to assist you with securing new home financing. 

Call us directly to see how we can provide quality service and timely closings for East and West Coast funding: 877 234 1898

Our Home Loan Programs

  • FHA Loans - 3.5% down payment minimum! Includes 203k Renovation loan product for home improvement projects and more.
  • VA Loans - No money down, and competitive rates for veterans.
  • USDA - No money down, and up to 102% financing available (Ask for more information).
  • HomePath - Get flexible financing for REO properties.
  • Jumbo - Shopping the luxury market? Request a consultation with a jumbo specialist. 
  • Refinance - We offer mortgage refinancing for any of the programs above, as well as HELOC and HARP for underwater mortgage borrowers who need to lower their rate. 

Inquire or Apply Online

We work hard to ensure you have a safe, low maintenance experience with Cross state Funding. Get a free mortgage Quick Quote or apply now with our 100% secure online 1003 Application Form. We look forward to getting you into your new home, fast!

Serving all of New York and California, including our specialty areas:

Buffalo- Rochester - Syracuse - Albany - Brooklyn - Los Angeles - San Francisco - San Diego

 

 

Recent Articles

Sep
13
2017
Don't Skip a Home Inspection, Try This Instead
When you're trying to buy a home in a competitive market, it's tempting take to bold actions. Offering more than the asking price is one strategy, but there's another more extreme action that you may end up regretting: waiving the home inspection.  Find out the pitfalls to skipping...
Sep
06
2017
How Remove the Monthly Expense of PMI
Though no one welcomes this added expense, it's often a necessary compromise when purchasing a home or refinancing. The good news is that it doesn't last the entire life of the loan. In fact, there may be actions you can take right now to get rid of PMI sooner!  Private mortgage...
Aug
30
2017
6 Smart Steps for First-Time Homebuyers
Ready to buy your first home? Congratulations! Buying your first home is an exciting step toward a more secure future. As experienced mortgage pro's, we’d like to offer you some smart tips to help you get off to a strong start with your home purchase.  And remember that we are...
Aug
23
2017
Buying a Home with No Credit is Possible!
Thinking about buying a home with but don't have any credit history? Striving to live debt-free is a commendable goal. However, it now leaves you facing the unintended consequence of not having any established credit history.  Not having any credit history or a credit score...