Speak with a Mortgage Banker 1 877 234 1898
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Welcome to Cross State Funding

Mortgages from Coast to Coast

Looking for a home loan in New York or California? Cross State Funding is a mortgage resource local to Buffalo, New York, but licensed in both New York and California to assist you with securing new home financing. 

Call us directly to see how we can provide quality service and timely closings for East and West Coast funding: 877 234 1898

Our Home Loan Programs

  • FHA Loans - 3.5% down payment minimum! Includes 203k Renovation loan product for home improvement projects and more.
  • VA Loans - No money down, and competitive rates for veterans.
  • USDA - No money down, and up to 102% financing available (Ask for more information).
  • HomePath - Get flexible financing for REO properties.
  • Jumbo - Shopping the luxury market? Request a consultation with a jumbo specialist. 
  • Refinance - We offer mortgage refinancing for any of the programs above, as well as HELOC and HARP for underwater mortgage borrowers who need to lower their rate. 

Inquire or Apply Online

We work hard to ensure you have a safe, low maintenance experience with Cross state Funding. Get a free mortgage Quick Quote or apply now with our 100% secure online 1003 Application Form. We look forward to getting you into your new home, fast!

Serving all of New York , Florida and California, including our specialty areas:

Buffalo- Rochester - Syracuse - Albany - Brooklyn - 5 NYC boroughs -  Los Angeles - San Francisco - San Diego 

FULL SERVICE IN NY, CA & FL.

 

 

Recent Articles

Nov
14
2018
Housing Market is Hot in the New Boomtowns
Boomtown -a town undergoing rapid growth thanks to recent prosperity. It was not that long ago that we saw a migration of businesses moving operations overseas or across the border to Mexico due to the cost of running a business. Now, we’re seeing something similar with renters...
Nov
07
2018
Five Quick Ways to Estimate Your Home's Value
Home values change pretty quickly, which makes it tricky to get an accurate home value estimate without a professional. Whether you're thinking about selling in the future or just curious, there are ways to find out the value of your home in a less official manner. 5 Methods for...
Oct
31
2018
Homeowners --Should You Relocate For A New Job?
When you’re a renter, relocating for a new job isn't too difficult. You give your current job your two-week notice, your landlord a 30-day notice, put down your deposit on your new place and within a month you have a whole new life. But things aren’t as easy when you’re a...
Oct
24
2018
Avoid These Mistakes That Delay Closing Your Home Loan
Our goal is to get your home loan to close as quickly as possible --we know that when it comes to making an offer on your dream home, time is crucial. Did you know that you also play an essential role in making your loan close fast? Here are the most common causes that delay home loan approval and...