Speak with a Mortgage Banker 1 877 234 1898
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Welcome to Cross State Funding

Mortgages from Coast to Coast

Looking for a home loan in New York, Flordia or California? Cross State Funding is a mortgage resource local to Buffalo, New York, but licensed in New York, Flordia and California to assist you with securing new home financing. 

Call us directly to see how we can provide quality service and timely closings for East and West Coast funding: 877 234 1898

Our Home Loan Programs

  • FHA Loans - 3.5% down payment minimum! Includes 203k Renovation loan product for home improvement projects and more.
  • VA Loans - No money down, and competitive rates for veterans.
  • USDA - No money down, and up to 102% financing available (Ask for more information).
  • HomePath - Get flexible financing for REO properties.
  • Jumbo - Shopping the luxury market? Request a consultation with a jumbo specialist. 
  • Refinance - We offer mortgage refinancing for any of the programs above, as well as HELOC and HARP for underwater mortgage borrowers who need to lower their rate. 

Inquire or Apply Online

We work hard to ensure you have a safe, low maintenance experience with Cross state Funding. Get a free mortgage Quick Quote or apply now with our 100% secure online 1003 Application Form. We look forward to getting you into your new home, fast!

Serving all of New York , Florida and California, including our specialty areas:

Buffalo- Rochester - Syracuse - Albany - Brooklyn - 5 NYC boroughs -  The entire state of Flordia - The entire state of California. 

FULL SERVICE IN NY, CA & FL.

 

 

Recent Articles

Oct
16
2019
The Ultimate Guide to Closing Costs
Just like when you purchase a car, the listed price of the home does not include the additional fees. Essentially, the "sticker price" is not the out-the-door price. For home purchases, these additional fees are lumped together and called "closing costs." Here are the fees you can expect...
Oct
09
2019
Locked vs Floating Mortgage Rate: Which Is Better?
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't predict with any certainty...
Oct
02
2019
Financial Benefits of Buying a Home in a College Town
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as Tallahassee, Florida, thriving with...
Sep
25
2019
Should You Buy A Fixer-Upper? How To Tell If It's Right For You
Buying a home that needs significant renovation sounds like a nightmare to some --and a dream come true to others. With renovation reality TV, America has romanticized the idea of buying a fixer-upper and making over their home. But as satisfying as it sounds, remodeling shouldn't be...