Speak with a Mortgage Banker 1 877 234 1898
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Welcome to Cross State Funding

Mortgages from Coast to Coast

Looking for a home loan in New York or California? Cross State Funding is a mortgage resource local to Buffalo, New York, but licensed in both New York and California to assist you with securing new home financing. 

Call us directly to see how we can provide quality service and timely closings for East and West Coast funding: 877 234 1898

Our Home Loan Programs

  • FHA Loans - 3.5% down payment minimum! Includes 203k Renovation loan product for home improvement projects and more.
  • VA Loans - No money down, and competitive rates for veterans.
  • USDA - No money down, and up to 102% financing available (Ask for more information).
  • HomePath - Get flexible financing for REO properties.
  • Jumbo - Shopping the luxury market? Request a consultation with a jumbo specialist. 
  • Refinance - We offer mortgage refinancing for any of the programs above, as well as HELOC and HARP for underwater mortgage borrowers who need to lower their rate. 

Inquire or Apply Online

We work hard to ensure you have a safe, low maintenance experience with Cross state Funding. Get a free mortgage Quick Quote or apply now with our 100% secure online 1003 Application Form. We look forward to getting you into your new home, fast!

Serving all of New York , Florida and California, including our specialty areas:

Buffalo- Rochester - Syracuse - Albany - Brooklyn - 5 NYC boroughs -  Los Angeles - San Francisco - San Diego 

FULL SERVICE IN NY, CA & FL.

 

 

Recent Articles

Sep
11
2019
Mortgage Mythbusters: First-Time Homebuyer Edition
Entering the housing market as a newbie can be intimidating. Even more so when you hear rumors about how "difficult" or "expensive," it is. But don't believe it! As the experts in first-time home loans, we have all the answers and resources to make your home purchase happen with ease...
Sep
04
2019
The Essentials of Getting a Veteran Home Loan
If you are an active member of the Military, a veteran or a spouse of a member of the armed forces, you may qualify for a unique mortgage program from the Department of Veteran Affairs. VA loans offer some of the most affordable ways to finance a home purchase.  VA loans are exclusive to...
Aug
28
2019
13 Smart Reasons to Refi Your Home Loan Today
Low-interest rates are the most common reason borrowers refinance but are there other reasons? Yes! There are several beneficial reasons to refi your current loan and here's a brief list that we've compiled through our years of experience.  All of these may not apply to you, but...
Aug
21
2019
Super-Charged Home Loans for First-Time Homebuyers
“I’m buying my first home!” That proclamation is just as exciting and impressive as it is mysterious and overwhelming. Where do you start and which loan programs are made especially for first-time homebuyers? Getting started is a lot easier than you realize....