Speak with a Mortgage Banker 1 877 234 1898
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Welcome to Cross State Funding

Mortgages from Coast to Coast

Looking for a home loan in New York or California? Cross State Funding is a mortgage resource local to Buffalo, New York, but licensed in both New York and California to assist you with securing new home financing. 

Call us directly to see how we can provide quality service and timely closings for East and West Coast funding: 877 234 1898

Our Home Loan Programs

  • FHA Loans - 3.5% down payment minimum! Includes 203k Renovation loan product for home improvement projects and more.
  • VA Loans - No money down, and competitive rates for veterans.
  • USDA - No money down, and up to 102% financing available (Ask for more information).
  • HomePath - Get flexible financing for REO properties.
  • Jumbo - Shopping the luxury market? Request a consultation with a jumbo specialist. 
  • Refinance - We offer mortgage refinancing for any of the programs above, as well as HELOC and HARP for underwater mortgage borrowers who need to lower their rate. 

Inquire or Apply Online

We work hard to ensure you have a safe, low maintenance experience with Cross state Funding. Get a free mortgage Quick Quote or apply now with our 100% secure online 1003 Application Form. We look forward to getting you into your new home, fast!

Serving all of New York , Florida and California, including our specialty areas:

Buffalo- Rochester - Syracuse - Albany - Brooklyn - 5 NYC boroughs -  Los Angeles - San Francisco - San Diego 

FULL SERVICE IN NY, CA & FL.

 

 

Recent Articles

Mar
13
2019
Surprising Benefits of Buying a Home --Beyond Financial!
When talking about the benefits of owning a home, especially from a mortgage professional's point-of-view, you often hear about the financial upside of homeownership. While it's true that buying a home remains one of the most stable investments one make, there are many more advantages...
Mar
06
2019
Severe Weather and Your Mortgage: What to Expect and How to Prepare
Across the U.S., severe weather is disrupting daily life. From hurricanes to heavy snow, torrential rains and flooding, cold snaps and other extremes seem to be affecting every corner of our country. Even if severe weather hasn't affected you directly, it serves as a reminder that we all...
Feb
27
2019
Got Student Debt? Here's How You Can Buy A Home
When compared to past generations, the millennial generation is the most college educated. If you’re part of this group, you may recall being told that a college education is essential to career advancement and wealth. The final word on whether college was absolutely necessary...
Feb
20
2019
The Fastest Ways to Fund Your Home Renovation
Whether you're renovating for style or repair, making changes to your home is exciting --and daunting! Planning what to upgrade, where to purchase the supplies, who to trust to do the work are just some of the daunting tasks involved. But there's one other detail that needs to be figured...