logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
    • Today's Rates
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Meet Our Team
  • About Us
    • About
    • Contact
  • Blog
  • Reviews
  • 716-984-6968
logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
  • Today's Rates
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • Meet Our Team
  • About Us
  • About
  • Contact
  • Blog
  • Reviews
  • 716-984-6968
logo
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
    • Today's Rates
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Meet Our Team
  • About Us
    • About
    • Contact
  • Blog
  • Reviews
  • APPLY NOW

Why a Home Inspection Is a Must for Homebuyers

In a competitive housing market, many buyers are looking for ways to make their offers more appealing. But while waiving a home inspection might seem like a smart move to get ahead, it could end up costing you more in the long run.

According to a recent report from Keeping Current Matters, about 1 in 5 buyers today are skipping the home inspection to try and win over sellers. While that strategy might work in a bidding war, it also comes with serious risks.

Why You Don’t Want to Skip the Inspection

A home inspection isn’t just a box to check—it’s a powerful tool that protects your investment and gives you valuable insight into the property you’re about to purchase.

Here are a few key reasons why it matters:

Helps You Avoid Surprises

A professional home inspector can uncover issues you likely missed during your initial walkthrough—think foundation cracks, roof damage, outdated wiring, or plumbing problems. These hidden issues can be costly if discovered after you’ve closed.

Gives You Negotiation Power

If your inspection report reveals problems, your real estate agent can help you ask the seller for repairs, credits, or even a price reduction before closing. Without an inspection, you lose that leverage.

Provides a Post-Purchase To-Do List

Even if you decide to move forward with the home as-is, your inspection report serves as a helpful list of future repairs and maintenance items you can tackle over time.


Why This Matters

A home inspection might feel like a small step in the process, but it offers peace of mind, transparency, and protection. It helps ensure you’re not walking into a major financial burden or a home with safety hazards.


Final Thoughts

In today’s fast-moving market, it can be tempting to cut corners to compete—but skipping an inspection isn’t worth the risk. Knowledge is power, especially when making one of the biggest investments of your life.

Have questions about the homebuying process or how to prepare for a successful inspection? Let’s connect and talk through your options.


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

Calculate Now

About Us

At Cross State Funding, we combine integrity and expertise to find competitive mortgage options for every client. Leveraging a top-tier digital marketplace, we connect with hundreds of lenders to secure competitive rates and terms. Our team is committed to being available whenever you need us, ensuring you have a trusted partner throughout your financial journey.

Company NMLS: 98185
www.nmlsconsumeraccess.org



Contact Us

Cross State Funding Crop.
416 Oliver Street
North Tonawanda, NY 14120
Phone: 1 877 234 1898
Jesse@CrossStateFunding.com 


Disclaimers

  • Legal
  • Privacy Policy
  • Accessibility Statement
  • Site Map
For Informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Resources

  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
Equal Housing Lender logo

LenderHomePage Footer Logo Powered By LenderHomePage.com

Cross State Funding Corp. Accessibility Statement

General

Cross State Funding Corp. strives to ensure that its services are accessible to people with disabilities. Cross State Funding Corp. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Cross State Funding Corp. website

Cross State Funding Corp. makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows www.crossstatefunding.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Cross State Funding Corp. accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Cross State Funding Corp. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Cross State Funding Corp. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Cross State Funding Corp. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jesse@crossstatefunding.com