Cross State Funding Corp.
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Cross State Funding Corp.
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
  • Today's Rates
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • Meet Our Team
  • About Us
  • About
  • Contact
  • Blog
  • Reviews
  • 716-984-6968
Cross State Funding Corp.
  • Home
  • Pre-Qualify
  • Apply Now
  • Resources
    • Today's Rates
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Meet Our Team
  • About Us
    • About
    • Contact
  • Blog
  • Reviews
  • APPLY NOW

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

Calculate Now

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do. 

Company NMLS: 98185
www.nmlsconsumeraccess.org

Contact Us

Cross State Funding Crop.
416 Oliver Street
North Tonawanda, NY 14120
Phone: 1 877 234 1898
kelly@crossstatefunding.com

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For Informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are sunject to change without notice. All loans are subject to credit approval.

Resources

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  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
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Cross State Funding Corp. Accessibility Statement

General

Cross State Funding Corp. strives to ensure that its services are accessible to people with disabilities. Cross State Funding Corp. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

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Disclaimer

Cross State Funding Corp. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Cross State Funding Corp. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Cross State Funding Corp. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jesse@crossstatefunding.com